Medical Plans Designed for Federal Workers Like You.

GEHA offers you a variety of medical plan options at a great price and designed for the unique needs of federal employees. Come see what over 2 million GEHA members already know.

Why GEHA Medical?

We Are Federally Focused

GEHA offers health benefits exclusively to federal employees and retirees, military retirees and their families.

One of the Largest Provider Networks

With hundreds of thousands of providers nationwide, there's a good chance your doctor is in our network.

Plan Options That Deliver a Variety of Plans at a Fair Price

As a nonprofit, GEHA can reinvest profits into member services and offer lower premiums.

Find the Right Plan

At GEHA, we’re simplifying health benefits with these flexible plans.


Lowest premium, highest rewards.
  • GEHA’s lowest premium plan
  • Earn up to $1,000 in rewards for healthy living
  • Complimentary plan perk; choose from brand names Fitbit, DICK'S Sporting Goods, REI, Daily Burn or SilverSneakers®

$48.74 biweekly

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The most popular High Deductible Health Plan among federal employees.
  • Low net-deductible with GEHA contributions
  • Works with a health savings account (HSA)
  • Pay only 5% for medical care

$63.21 biweekly

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A traditional plan that’s there when you need it.
  • Low copays for doctor visits
  • Full coverage for standard maternity care
  • Compatible with Medicare

$62.66 biweekly

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Elevate Plus

In-network plan with no deductible and simple, fixed copays.
  • $0 out-of-pocket costs for common surgeries and a concierge care coordinator
  • Earn up to $1,000 in rewards for healthy living
  • Complimentary plan perk; choose from brand names Fitbit, DICK'S Sporting Goods, REI, Daily Burn or SilverSneakers®

$79.13 biweekly

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Brand-name and specialty prescription drug coverage.
  • Low out-of-pocket costs
  • Pay less for brand-name and specialty prescription coverage
  • $800 Medicare Part B reimbursement

$104.86 biweekly

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*rates shown are based on Self Only, biweekly


As a nonprofit association, we answer to our members first, delivering plans and extra benefits that matter most.


Access online tools and resources to make staying healthy easier.

Stay Healthy.
Get Rewarded.

Earn up to $1,000 in rewards for healthy behaviors.

Innovative Preventive

Innovative programs to improve outcomes for members with chronic conditions.

Watch this overview of our
medical plans

This quick overview is packed with helpful information about our medical plans.

Let us help you choose the right GEHA plan for you.

Chat With a Benefits
Adviser Now

Get immediate answers about GEHA medical plans. Our Benefits Advisers are online and ready to assist you Monday through Friday 7 a.m. to 7 p.m. CST. Chat Live

Schedule a Meeting

Schedule a virtual appointment to talk through benefits questions with our Benefits Advisers at a time that works for you. Schedule a Virtual Meeting

Give Us a Call

Our Benefits Advisers are available Monday through Friday between 7 a.m. to 7 p.m. CST and are ready to answer your questions.


Our Benefits Advisers are available to help new shoppers Mon. – Fri. from 7 a.m. – 7 p.m. Central time.

Are you a current GEHA member?
Medical questions: 800.821.6136
Dental questions: 877.434.2336

Ready to enroll?

Let us guide you through the process.

How to Enroll
This is a brief description of the features of Government Employees Health Association, Inc.'s medical plans. Before making a final decision, please read the GEHA Federal brochures which are available at All benefits are subject to the definitions, limitations and exclusions set forth in the Federal brochures.