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Find your health plan
See how G.E.H.A simplifies health coverage, with benefits that go beyond. All our plans include vision benefit1 and other features designed for federal employees and their families.
Elevate
See plan details-
Plan highlights
- Lowest premium plan, to keep more dollars in your pocket each month
- Low copays on primary care, specialist visits and generic prescription drugs
- $10 copay for primary care office visits, mental health office visits and MinuteClinic visits
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How this plan pays you back?
- Money back for staying engaged in your health with our Wellness Pays rewards
- $0 copay telehealth from MDLIVE for unlimited access to care when you need it
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Life stage
- Early career, self coverage
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Health care focus
- Wellness-oriented, cost-conscious, low health care usage
HDHP
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Plan highlights
- Unlimited telehealth visits, including mental health, with MDLIVE2
- Routine vision and preventive dental benefits included
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How this plan pays you back?
- Up to $2,000 deposited by G.E.H.A into your tax-advantaged health savings account (HSA)
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Life stage
- Early or established career, self / self plus one coverage
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Health care focus
- Future planning, cost-conscious, low health care usage
Standard
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Plan highlights
- A great choice for growing families, with 100% maternity coverage
- Low copays on the services families use most, low generic prescription costs
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How does this plan pay you back?
- For retirees, pairs well with Medicare to give you more coverage, less out-of-pocket
- $0 preventive care like annual physical, routine screenings and well-child care
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Life stage
- Established, mid-to-late career, self plus one / self and family
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Health care focus
- Family-focused, traditional care and coverage, average health care usage
Elevate Plus
See plan details-
Plan highlights
- A great choice for growing families, with 100% maternity coverage
- Low copays on the services families use most, low generic prescription costs
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How this plan pays you back?
- Money back for staying engaged in your health with our Wellness Pays rewards
- $0 copay telehealth from MDLIVE for unlimited access to care when you need it
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Life stage
- Established or mid-career, self plus one / self and family
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Health care focus
- Family-focused, proactive, average-to-high health care usage
High
See plan details-
Plan highlights
- Low copays for doctor visits
- Comprehensive brand-name and specialty prescription coverage
- Pairs well with Medicare Parts A and B to maximize your coverage and benefits
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How this plan pays you back?
- Pairs well with Medicare Parts A and B to maximize your coverage and benefits
- Up to $250 per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
Elevate
- Lowest premium plan, to keep more dollars in your pocket each month
- Low copays on primary care, specialist visits and generic prescription drugs
- $10 copay for primary care office visits, mental health office visits and MinuteClinic visits
- Early career, self coverage
- Money back for staying engaged in your health with our Wellness Pays rewards
- $0 copay telehealth from MDLIVE for unlimited access to care when you need it
- Wellness-oriented, cost-conscious, low health care usage
HDHP
- Unlimited telehealth visits, including mental health, with MDLIVE2
- Routine vision and preventive dental benefits included
- Early or established career, self / self plus one coverage
- Up to $2,000 deposited by G.E.H.A into your tax-advantaged health savings account (HSA)
- Future planning, cost-conscious, low health care usage
Standard
- A great choice for growing families, with 100% maternity coverage
- Low copays on the services families use most, low generic prescription costs
- Established, mid-to-late career, self plus one / self and family
- For retirees, pairs well with Medicare to give you more coverage, less out-of-pocket
- $0 preventive care like annual physical, routine screenings and well-child care
- Family-focused, traditional care and coverage, average health care usage
Elevate Plus
- A great choice for growing families, with 100% maternity coverage
- Low copays on the services families use most, low generic prescription costs
- Established or mid-career, self plus one / self and family
- Money back for staying engaged in your health with our Wellness Pays rewards
- $0 copay telehealth from MDLIVE for unlimited access to care when you need it
- Family-focused, proactive, average-to-high health care usage
High
- Low copays for doctor visits
- Comprehensive brand-name and specialty prescription coverage
- Pairs well with Medicare Parts A and B to maximize your coverage and benefits
- Mid-career and into retirement
- Pairs well with Medicare Parts A and B to maximize your coverage and benefits
- Up to $250 per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
Interested in learning more?
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Get help from a federal benefits expert.
Talk with a FedViser to help you choose the plan that works for you.
Monday–Friday
By phone: Available 8 a.m.–10 p.m. ET
Live chat: Available 8 a.m.–9 p.m. ET
Saturday
By phone: Available 9 a.m.–5 p.m. ET
Live chat: Available 9 a.m.–4 p.m. ET
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1 These benefits are neither offered nor guaranteed under contract with the FEHB Program but are made available to all Enrollees who become members of a G.E.H.A health plan and their eligible family members.
2 HDHP members who have met their deductible will be charged by MDLIVE, but G.E.H.A will reimburse the member 100% of the Plan Allowance.
This is a brief description of the features of Government Employees Health Association, Inc.'s health plans. Before making a final decision, please read the G.E.H.A Federal brochures. All benefits are subject to the definitions, limitations and exclusions set forth in the Federal brochures.