Plans & Benefits

GEHA offers three health plan options designed exclusively for federal and Postal employees, and retirees, worldwide:

Keypath screen
GEHA’s online Keypath tool will help you choose a GEHA health plan for your family, and show you how costs break down.
  • Standard Option gives you great benefits and a low premium because you share more of the costs for prescription drugs and other medical care.
  • High Option offers the most comprehensive coverage, especially if you need brand-name prescriptions, at a slightly higher premium and copay.
  • Health Savings AdvantageSM combines a high-deductible health plan with a health savings account (HSA) that can help you build tax-advantaged savings for medical expenses and for retirement.

To help you decide which plan is right for you, look at the individual plan pages and review our premiums.

To help find the federal health plan that's right for you and your family, download a free copy of How to Choose a Health Plan.

You can find plan brochures for all of the FEHB plans at