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FEHB Elevate Plus 2025

The conventional plan for proactive people who always stay in-network

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FEHB Elevate Plus plan highlights

  • Low deductible and predictable copays for primary care, specialists and other frequently used services
  • Earn up to $500 per year per subscriber and covered spouse (up to $1,000 total) by staying engaged in your health with Wellness Pays rewards
  • Unlimited access to care when you need it with $0 copay telehealth (including mental health) from MDLIVE
  • Comprehensive in-network access with over 1.7 million doctors

Shopping for a Postal plan? View the 2025 PSHB Elevate Plus page

Shopping for 2024? View the 2024 Elevate Plus plan



2025 FEHB rates

Pay frequency
Self Only
Self Plus One
Self and Family
Biweekly — employed
$143.49
$317.29
$347.56
Monthly — retired
$310.90
$687.47
$753.05
Pay frequency
Self Only
Self Plus One
Self and Family
Pay frequency
Biweekly — employed
Self Only
$143.49
Self Plus One
$317.29
Self and Family
$347.56
Pay frequency
Monthly — retired
Self Only
$310.90
Self Plus One
$687.47
Self and Family
$753.05
  1. These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment.

Costs (what you pay in-network)

In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or a percentage of the provider's negotiated amount. Elevate Plus does not provide out-of-network benefits. For details, check the G.E.H.A Plan Brochure.
Medical benefit4
What you pay
Preventive care
Annual physical exam, routine screenings, well-child care, maternity care, immunizations and more
$0
Primary care office visits
$30
Mental health office visits
$30
Specialist office visit
$50
MinuteClinic / Urgent care facility visit
$10 / $50
Unlimited telehealth visits, including mental health, with  MDLIVE
$0
Emergency room visit
15%1
Hospital care; outpatient and inpatient (including maternity)
15%1 / 15%1
Lab services
$0
X-Rays and other diagnostic services
$502
Maternity; childbirth and facility services /

Delivery professional services
15%1 / $0
Chiropractic care (up to 15 visits per year)
$30
Acupuncture (up to 20 visits per year)
$30
Medical benefit4
What you pay
Medical benefit4
Preventive care
Annual physical exam, routine screenings, well-child care, maternity care, immunizations and more
What you pay
$0
Medical benefit4
Primary care office visits
What you pay
$30

Deductible and out-of-pocket maximum

Term
Self Only
Self Plus One
Self and Family
Yearly deductible  (what you pay in-network)
$200
$400
$400
Out-of-pocket maximum  (what you pay in-network)3
$7,000
$14,000
$14,000
Term
Self Only
Self Plus One
Self and Family
Term
Yearly deductible  (what you pay in-network)
Self Only
$200
Self Plus One
$400
Self and Family
$400
Term
Out-of-pocket maximum  (what you pay in-network)3
Self Only
$7,000
Self Plus One
$14,000
Self and Family
$14,000

Prescription benefits

The table below summarizes your cost for prescription drugs with the Elevate Plus plan. This plan has no out-of-network pharmacy coverage. For details on specialty drugs that are injected or infused, check the G.E.H.A Plan Brochure.

To find drug costs with the Elevate Plus plan, use this handy check your drug costs tool.
Prescription benefit4,5,6
In-network
30-day retail generic
$10
30-day retail preferred brand-name
$807
30-day retail non-preferred brand-name
50%7
90-day mail service generic
$20
90-day mail service preferred brand-name
$2007
90-day mail service non-preferred brand-name
50%7
30-day specialty CVS exclusive generic
40% ($500 max)
30-day specialty CVS exclusive preferred brand-name
40% ($500 max7)
30-day specialty CVS exclusive non-preferred brand-name
50%7
Prescription benefit4,5,6
In-network
Prescription benefit4,5,6
30-day retail generic
In-network
$10
Prescription benefit4,5,6
30-day retail preferred brand-name
In-network
$807

Benefits that go beyond

Vision benefits8

Eye exams, frames, lenses and more

Vision coverage
Unlimited $0 telehealth visits
Including mental health with MDLIVE

Online doctor visit
Low copays

Including primary care, mental health visits and some alternative care
Find Care

Ready to enroll?

Whether it’s Elevate Plus or another G.E.H.A plan you’re considering, we can help.
Enroll now
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Live chat: Available 7 a.m.–6 p.m. CT

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Current G.E.H.A member needing help?

1 Calendar year deductible applies.

2 You pay $175 ($100 professional fee, $75 facility fee) for advanced outpatient high tech imaging such as MRI, CT, PET, etc. Refer to G.E.H.A’s 2025 plan brochure RI 71-018 (Elevate and Elevate Plus) at geha.com/PlanBrochure

3 The out-of-pocket maximum is the maximum amount of coinsurance, copays and deductibles you pay for all family members before G.E.H.A begins paying for 100% of covered services. This is a combined maximum for both medical care and prescriptions.

4 In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or percentage of the provider’s negotiated amount. This plan has no out-of-network coverage.

5 This plan does not include out-of-network pharmacy coverage, it has a limited pharmacy network. Find a pharmacy at geha.com/Find-Care.

6 Refer to geha.com/Prescriptions for formulary and specialty coverage for specific medications.

7 If you choose a brand-name medication when a generic is available, you will be charged the generic copay plus the difference in cost between the brand-name and the generic.

8 These benefits are neither offered nor guaranteed under contract with the FEHB Program but are made available to all Enrollees who become members of a G.E.H.A medical plan and their eligible family members

This is a brief description of the features of the G.E.H.A Elevate Plus medical plan. Before making a final decision, please read the Plan's Federal brochure RI 71-018. All benefits are subject to the definitions, limitations and exclusions set forth in the Federal brochure.

Need help choosing a plan?

Let our benefits experts help you choose a G.E.H.A plan that can work for you.

By phone: Available 7 a.m.–7 p.m. CT
Live chat: Available 7 a.m.–6 p.m. CT


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Schedule a benefits session
Current G.E.H.A member needing help?

Health questions: 1-800-821-6136

Dental questions: 1-877-434-2336