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Standard dental plan 2025

Traditional dental coverage for people who want affordable premiums

Reflection in a mirror of a woman brushing her teeth

Why our Standard plan might work for you

  • G.E.H.A's lowest premium dental plan
  • Orthodontic coverage for both children and adults, with no waiting period
  • Two preventive cleanings per year included
  • Includes a $2,500 annual maximum benefit for in-network expenses
  • Vision benefit: $5 routine eye exam plus frames, lens and Lasik discounts4

Shopping for 2024? View the 2024 Standard dental plan

2025 G.E.H.A dental plan rates

Biweekly rates are only available for active Federal employees

2025 Standard dental benefits

2025 dental benefit
Benefit description
In-network You Pay
Out-of-network1 You pay
Basic — Class A
Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year2
$0
25%
Basic— Class A  
Teledentistry.com
 One oral evaluation per patient in a 12-consecutive-month period
$0
N/A
Intermediate — Class B
Covers restorations, extractions and periodontal maintenance
45%
50%
Major — Class C
Covers root canals, crowns, bridges, dentures and periodontal surgery3
65%
70%
Orthodontic — Class D
Covers children and adult orthodontics. No waiting periods.
50%  with $2,500  lifetime maximum
50%  with $1,500  lifetime maximum
Calendar year maximum
Applies only to Class A, B and C services
$2,500  per person
$2,000  per person
2025 dental benefit
Benefit description
In-network You Pay
Out-of-network1 You pay
2025 dental benefit
Basic — Class A
Benefit description
Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year2
In-network You Pay
$0
Out-of-network1 You pay
25%
2025 dental benefit
Basic— Class A  
Benefit description
Teledentistry.com
 One oral evaluation per patient in a 12-consecutive-month period
In-network You Pay
$0
Out-of-network1 You pay
N/A
2025 dental benefit
Intermediate — Class B
Benefit description
Covers restorations, extractions and periodontal maintenance
In-network You Pay
45%
Out-of-network1 You pay
50%
2025 dental benefit
Major — Class C
Benefit description
Covers root canals, crowns, bridges, dentures and periodontal surgery3
In-network You Pay
65%
Out-of-network1 You pay
70%
  1. For the Standard plan, there is a $75 out-of-network deductible per person with no family limit for Class A, B and C.

Included benefits & discounts

Vision discount
You get great savings on eye exams, frames and lenses through EyeMed®.4
Electric toothbrush discount
Enjoy up to 70% off a cariPRO® premium electric toothbrush.4
Hearing aid discounts
Get discounts on hearing aids through TruHearing®. Some average more than $2,600 in savings per pair.4
Teeth whitening discounts
Get a 20% discount on the lowest published price on all Smile Brilliant® home teeth whitening and oral care products.4
Medical alert system discount
Get free activation on Life Alert® services, plus a 10% monthly discount, for you and your extended family.4

Enrolling now, or still weighing options?

1 If your out-of-network dentist charges more than G.E.H.A's agreed-upon plan allowance for a specific service, you are responsible for the difference between the plan allowance and the out-of-network dentist’s charge plus regular coinsurance.

2 Two sets of bitewing X-rays covered per year for members 22 and under. One set of bitewing X-rays covered per year for members ages 23+.

3 Implants are limited to $2,500 per person per year in-network or out-of-network on High. For Standard, implants are limited to $2,500 per person per year in-network, or $2,000 per person per year out-of-network.

4 These benefits are neither offered nor guaranteed under contract with the FEDVIP Program but are made available to all enrollees who become members of G.E.H.A and their eligible family members

This is a brief description of services covered under the G.E.H.A Connection Dental Federal plan. For a complete list of plan limitations and exclusions, please refer to the G.E.H.A Connection Dental Federal plan brochure available online at geha.com/PlanBrochureDental.

Coordination of benefits — As with all FEDVIP plans, dental benefits available from your FEHB carrier will be considered before we calculate benefits paid by G.E.H.A.

Orthodontic services — GEHA does not cover orthodontic services previously started with another carrier, except for High Option members with orthodontics started under TRICARE.

Choosing a dentist — You have the choice of providers. However, for many services, your out-of-pocket costs may be lower when you visit in-network locations. Network providers will not bill you more than the Plan's maximum allowable charge for covered services.

Claim forms — No special claim forms are required. Just send in the itemized bill from your provider.

Need help choosing a plan?

Let our benefits experts help you choose a G.E.H.A plan that can work for you.

By phone: Available 7 a.m.–7 p.m. CT
Live chat: Available 7 a.m.–6 p.m. CT


More ways to contact us
Current G.E.H.A member needing help?

Health questions: 1-800-821-6136

Dental questions: 1-877-434-2336