2020 medical plans
Benefits exclusively for federal employees and retirees
GEHA offers five medical plans that empower you to achieve the health you need to live the life you want. Each plan is designed to help you do your possible.
Whether you’re focused on wellness, saving for future health care needs, seeking a traditional benefit plan or looking for a complement to Medicare, GEHA has an option that is right for you.
All GEHA plans offer worldwide coverage and a mix of benefits. You can choose the plan that works for your budget and lifestyle.
NEW
Elevate
HDHP
Standard Option
NEW
Elevate Plus
High Option
These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment.
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Non-Postal biweekly$47.32 $108.84 $132.51
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Postal biweekly – Category 1$45.43 $104.49 $127.21
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Postal biweekly – Category 2$39.28 $90.34 $109.98
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Monthly rate (retiree only)$102.53 $235.83 $287.10
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Non-Postal biweekly$59.29 $127.48 $150.04
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Postal biweekly – Category 1$56.92 $122.38 $144.04
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Postal biweekly – Category 2$49.21 $105.81 $124.53
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Monthly rate (retiree only)$128.46 $276.20 $325.09
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Non-Postal biweekly$60.54 $130.18 $155.52
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Postal biweekly – Category 1$58.12 $124.97 $149.30
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Postal biweekly – Category 2$50.25 $108.05 $129.08
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Monthly rate (retiree only)$131.18 $282.05 $336.96
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Non-Postal biweekly$72.67 $170.27 $180.23
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Postal biweekly – Category 1$69.77 $163.27 $173.02
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Postal biweekly – Category 2$60.32 $142.26 $149.59
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Monthly rate (retiree only)$157.46 $368.92 $390.49
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Non-postal biweekly$105.42 $246.51 $304.39
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Postal biweekly – Category 1$102.14 $239.51 $296.80
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Postal biweekly – Category 2$92.32 $218.50 $274.04
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Monthly rate (retiree only)$228.41 $534.11 $659.51
Savings in all medical plans^
Gym Discounts
Electric Toothbrush Discount
^GEHA supplemental benefits are neither offered nor guaranteed under contract with the FEHB, but are made available to all enrollees and family members who become members of a GEHA medical plan. For information on year-round savings for GEHA dental members, visit Savings for GEHA dental members.