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Standard dental plan 2026

Dental coverage for preventive and routine dental care

Standard dental plan highlights

G.E.H.A's lowest premium dental plan
Orthodontic coverage for both children and adults, with no waiting period
Two preventive cleanings per year included
Includes a $2,500 annual maximum benefit for in-network expenses
Non-FEDVIP vision discount: Save on routine eye exams plus frames, lens and LASIK⁴

2026 G.E.H.A dental plan rates

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Biweekly rates are only available for active Federal employees

Benefit description	In-network You Pay	Out-of-network¹ You pay
Basic — Class A	Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year²	$0	25%
Basic — Class A	Teledentistry.com One oral evaluation per patient in a 12-consecutive-month period	$0	N/A
Intermediate — Class B⁵	Covers restorations, extractions and periodontal maintenance	45%	50%
Major — Class C⁵	Covers root canals, crowns, bridges, dentures and periodontal surgery³	65%	70%
Orthodontic — Class D⁵	Covers children and adult orthodontics. No waiting periods.	50% with $2,500 lifetime maximum	50% with $1,500 lifetime maximum
Calendar year maximum	Applies only to Class A, B and C services	$2,500 per person	$2,000 per person

2026 dental benefit	Benefit description	In-network You Pay	Out-of-network¹ You pay
	2026 dental benefit Basic — Class A	Benefit description Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year²	In-network You Pay $0	Out-of-network¹ You pay 25%	2026 dental benefit Basic — Class A	Benefit description Teledentistry.com One oral evaluation per patient in a 12-consecutive-month period	In-network You Pay $0	Out-of-network¹ You pay N/A	2026 dental benefit Intermediate — Class B⁵	Benefit description Covers restorations, extractions and periodontal maintenance	In-network You Pay 45%	Out-of-network¹ You pay 50%	2026 dental benefit Major — Class C⁵	Benefit description Covers root canals, crowns, bridges, dentures and periodontal surgery³	In-network You Pay 65%	Out-of-network¹ You pay 70%	2026 dental benefit Orthodontic — Class D⁵	Benefit description Covers children and adult orthodontics. No waiting periods.	In-network You Pay 50% with $2,500 lifetime maximum	Out-of-network¹ You pay 50% with $1,500 lifetime maximum	2026 dental benefit Calendar year maximum	Benefit description Applies only to Class A, B and C services	In-network You Pay $2,500 per person	Out-of-network¹ You pay $2,000 per person

For the Standard plan, there is a $75 out-of-network deductible per person with no family limit for Class A, B and C.

Non-FEDVIP discount programs

Vision discount

You get great savings on eye exams, frames and lenses through EyeMed^®.⁴

Vision discount

Electric toothbrush discount

Enjoy up to 70% off a cariPRO^® premium electric toothbrush.⁴

Electric toothbrush discount

Hearing aid discount

Get discounts on hearing aids through TruHearing^®. Some average more than $2,600 in savings per pair.⁴

Hearing aid discount

Teeth whitening discount

Get a 20% discount on the lowest published price on all Smile Brilliant^® home teeth whitening and oral care products.⁴

Teeth whitening discount

Medical alert system discount

Get free activation on Life Alert^® services, plus a 10% monthly discount, for you and your extended family.⁴

Medical alert system discount

Fitness discount

Access 12,700 Active&Fit Direct^TM locations nationwide at reduced rates starting at $28/mo. New for 2026 coverage.⁴

Fitness discount

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¹ If your out-of-network dentist charges more than G.E.H.A's agreed-upon plan allowance for a specific service, you are responsible for the difference between the plan allowance and the out-of-network dentist’s charge plus regular coinsurance.

² Two sets of bitewing X-rays covered per year for members 22 and under. One set of bitewing X-rays covered per year for members ages 23+.

³ Implants are limited to $2,500 per person per year in-network or out-of-network on High. For Standard, implants are limited to $2,500 per person per year in-network, or $2,000 per person per year out-of-network.

⁴ These benefits are neither offered nor guaranteed under contract with the FEDVIP Program but are made available to all Enrollees who become members of G.E.H.A and their eligible family members.

⁵ Benefits are based on the plan allowance that is the amount allowed for a specific procedure.

Coordination of benefits — As with all FEDVIP plans, dental benefits available from your FEHB/PSHB carrier will be considered before we calculate benefits under your G.E.H.A FEDVIP plan.

Orthodontic services — G.E.H.A does not cover orthodontic services previously started with another carrier, except for High and Standard members with orthodontics started under TRICARE.

Choosing a dentist — You have the choice of providers. However, for many services, your out-of-pocket costs may be lower when you visit in-network locations. Network providers will not bill you more than the Plan's maximum allowable charge for covered services.

Claim forms — No special claim forms are required. Just send in the itemized bill from your provider.

This is a brief description of services covered under the G.E.H.A Connection Dental Federal plan. For a complete list of plan limitations and exclusions, please refer to the G.E.H.A Connection Dental Federal plan brochure available online at geha.com/PlanBrochureDental.

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Self Only
Self Plus One
Self and Family

We reinvest our dollars to ensure our plans and member experience are second to none.

G.E.H.A plans are packed with the extra features and benefits federal employees want most.

Visit the G.E.H.A formulary to learn about the coverage and costs for your prescriptions.

We have 1.7 million providers in our national network — plus worldwide coverage for access to health care while traveling abroad.

We're the benefits provider of choice for 2+ million federal employees, retirees and their families.

G.E.H.A plans are packed with the extra features and benefits federal employees want most.

Visit the G.E.H.A formulary to learn about the coverage and costs for your prescriptions.

We have 1.7 million providers in our national network — plus worldwide coverage for access to health care while traveling abroad.

We offer two comprehensive dental plans with the right coverage for every stage of life.

G.E.H.A plans are packed with the extra features and benefits federal employees want most.

Both G.E.H.A dental plans include no in-network deductibles with over 450,000 provider locations nationwide.

Founded by Postal workers 88 years ago to protect the health and well-being of federal employees.

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Standard dental plan 2026

Standard dental plan highlights

2026 G.E.H.A dental plan rates

Rates for

2026 Standard dental benefits