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High dental plan 2026

Maximum dental coverage for upcoming dental procedures

High dental plan highlights

G.E.H.A's most comprehensive dental coverage
Unlimited annual maximum benefit per person
Orthodontic coverage for both children and adults, with no waiting period
Three preventive cleanings per year included for adults
Non-FEDVIP vision discount: Save on routine eye exams plus frames, lens and LASIK⁴

2026 G.E.H.A dental plan rates

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Biweekly rates are only available for active Federal employees

Benefit description	What you pay In-network or out-of-network¹
Basic — Class A	Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year²	$0 Third adult cleaning included
Basic — Class A⁵	Teledentistry.com One oral evaluation per patient in a 12-consecutive-month period	$0
Intermediate — Class B⁵	Covers restorations, extractions and periodontal maintenance	20%
Major — Class C⁵	Covers root canals, crowns, bridges, dentures and periodontal surgery³	50%
Orthodontic — Class D⁵	Covers children and adult orthodontics. No waiting periods.	30% with $3,500 lifetime maximum
Calendar year maximum	Applies only to Class A, B and C services	Unlimited per person

2026 dental benefit	Benefit description	What you pay In-network or out-of-network¹
	2026 dental benefit Basic — Class A	Benefit description Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year²	What you pay In-network or out-of-network¹ $0 Third adult cleaning included	2026 dental benefit Basic — Class A⁵	Benefit description Teledentistry.com One oral evaluation per patient in a 12-consecutive-month period	What you pay In-network or out-of-network¹ $0	2026 dental benefit Intermediate — Class B⁵	Benefit description Covers restorations, extractions and periodontal maintenance	What you pay In-network or out-of-network¹ 20%	2026 dental benefit Major — Class C⁵	Benefit description Covers root canals, crowns, bridges, dentures and periodontal surgery³	What you pay In-network or out-of-network¹ 50%	2026 dental benefit Orthodontic — Class D⁵	Benefit description Covers children and adult orthodontics. No waiting periods.	What you pay In-network or out-of-network¹ 30% with $3,500 lifetime maximum	2026 dental benefit Calendar year maximum	Benefit description Applies only to Class A, B and C services	What you pay In-network or out-of-network¹ Unlimited per person

Non-FEDVIP discount programs

Vision discount

You get great discounts on eye exams, frames and lenses through EyeMed^®.⁴

Vision discount

Electric toothbrush discount

Enjoy up to 70% off a cariPRO^® premium electric toothbrush for superior oral health and the freshest mouth you’ve ever had.⁴

Electric toothbrush discount

Hearing aid discount

Get discounts on hearing aids through TruHearing^®. Some average more than $2,600 in savings per pair.⁴

Hearing aid discount

Teeth whitening discount

Get 20% off the lowest published price on all Smile Brilliant^® home teeth-whitening and oral care products.⁴

Teeth whitening discount

Medical alert system discount

Get free activation on Life Alert^® services, plus a 10% monthly discount, for you and your extended family.⁴

Medical alert system discount

Fitness discount¹

Access 12,700 Active&Fit Direct^™ locations nationwide at reduced rates starting at $28/mo. New for 2026 coverage.⁴

Fitness discount

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There are no deductibles for High.

¹ If your out-of-network dentist charges more than G.E.H.A's agreed-upon plan allowance for a specific service, you are responsible for the difference between the plan allowance and the out-of-network dentist’s charge plus regular coinsurance.

² Two sets of bitewing X-rays covered per year for members 22 and under. One set of bitewing X-rays covered per year for members ages 23+.

³ Implants are limited to $2,500 per person per year in-network or out-of-network on High.

⁴ These benefits are neither offered nor guaranteed under contract with the FEDVIP Program but are made available to all Enrollees who become members of G.E.H.A and their eligible family members

⁵ Benefits are based on the plan allowance that is the amount allowed for a specific procedure.

Coordination of benefits — As with all FEDVIP plans, dental benefits available from your FEHB/PSHB carrier will be considered before we calculate benefits under your G.E.H.A FEDVIP plan.

Orthodontic services – G.E.H.A does not cover orthodontic services previously started with another carrier, except for High and Standard members with orthodontics started under TRICARE.

Choosing a dentist — You have the choice of providers. However, for many services, your out-of-pocket costs may be lower when you visit in-network locations. Network providers will not bill you more than the Plan's maximum allowable charge for covered services.

Claim forms — No special claim forms are required. Just send in the itemized bill from your provider.

This is a brief description of services covered under the G.E.H.A Connection Dental Federal plan. For a complete list of plan limitations and exclusions, please refer to the G.E.H.A Connection Dental Federal plan brochure available online at geha.com/PlanBrochureDental.

	Premium
Self Only
Self Plus One
Self and Family

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G.E.H.A plans are packed with the extra features and benefits federal employees want most.

Visit the G.E.H.A formulary to learn about the coverage and costs for your prescriptions.

We have 1.7 million providers in our national network — plus worldwide coverage for access to health care while traveling abroad.

We're the benefits provider of choice for 2+ million federal employees, retirees and their families.

G.E.H.A plans are packed with the extra features and benefits federal employees want most.

Visit the G.E.H.A formulary to learn about the coverage and costs for your prescriptions.

We have 1.7 million providers in our national network — plus worldwide coverage for access to health care while traveling abroad.

We offer two comprehensive dental plans with the right coverage for every stage of life.

G.E.H.A plans are packed with the extra features and benefits federal employees want most.

Both G.E.H.A dental plans include no in-network deductibles with over 450,000 provider locations nationwide.

Founded by Postal workers 88 years ago to protect the health and well-being of federal employees.

Our Customer Care team can be reached Monday through Friday from 8 a.m.–8 p.m. Eastern time.

Agency benefits professionals, this is your one-stop shop for Open Season support.

High dental plan 2026

High dental plan highlights

2026 G.E.H.A dental plan rates

Rates for

2026 High dental benefits