High dental plan 2026
Maximum dental coverage for upcoming dental procedures
High dental plan highlights
- G.E.H.A's most comprehensive dental coverage
- Unlimited annual maximum benefit per person
- Orthodontic coverage for both children and adults, with no waiting period
- Three preventive cleanings per year included for adults
- Non-FEDVIP vision discount: Save on routine eye exams plus frames, lens and LASIK4
Shopping for a 2025 plan? View the 2025 FEDVIP High page
Looking for 2026 plan documents?
2026 G.E.H.A dental plan rates
Biweekly rates are only available for active Federal employees
2026 High dental benefits
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2026 dental benefit
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Benefit description
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What you pay In-network or out-of-network1
|
|---|---|---|
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Basic — Class A
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Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year2
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$0
Third adult cleaning included |
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Basic — Class A⁵
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Teledentistry.com
One oral evaluation per patient in a 12-consecutive-month period |
$0
|
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Intermediate — Class B⁵
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Covers restorations, extractions and periodontal maintenance
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20%
|
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Major — Class C⁵
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Covers root canals, crowns, bridges, dentures and periodontal surgery3
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50%
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Orthodontic — Class D⁵
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Covers children and adult orthodontics. No waiting periods.
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30% with $3,500 lifetime maximum
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Calendar year maximum
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Applies only to Class A, B and C services
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Unlimited per person
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2026 dental benefit
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Benefit description
|
What you pay In-network or out-of-network1
|
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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2026 dental benefit
Basic — Class A
|
Benefit description
Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year2
|
What you pay In-network or out-of-network1
$0
Third adult cleaning included |
2026 dental benefit
Basic — Class A⁵
|
Benefit description
Teledentistry.com
One oral evaluation per patient in a 12-consecutive-month period |
What you pay In-network or out-of-network1
$0
|
2026 dental benefit
Intermediate — Class B⁵
|
Benefit description
Covers restorations, extractions and periodontal maintenance
|
What you pay In-network or out-of-network1
20%
|
2026 dental benefit
Major — Class C⁵
|
Benefit description
Covers root canals, crowns, bridges, dentures and periodontal surgery3
|
What you pay In-network or out-of-network1
50%
|
2026 dental benefit
Orthodontic — Class D⁵
|
Benefit description
Covers children and adult orthodontics. No waiting periods.
|
What you pay In-network or out-of-network1
30% with $3,500 lifetime maximum
|
2026 dental benefit
Calendar year maximum
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Benefit description
Applies only to Class A, B and C services
|
What you pay In-network or out-of-network1
Unlimited per person
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Non-FEDVIP discount programs
Vision discount
Electric toothbrush discount
Hearing aid discount
Teeth whitening discount
Medical alert system discount
Fitness discount1
Enrolling now, or still weighing options?
There are no deductibles for High.
1 If your out-of-network dentist charges more than G.E.H.A's agreed-upon plan allowance for a specific service, you are responsible for the difference between the plan allowance and the out-of-network dentist’s charge plus regular coinsurance.
2 Two sets of bitewing X-rays covered per year for members 22 and under. One set of bitewing X-rays covered per year for members ages 23+.
3 Implants are limited to $2,500 per person per year in-network or out-of-network on High.
4 These benefits are neither offered nor guaranteed under contract with the FEDVIP Program but are made available to all Enrollees who become members of G.E.H.A and their eligible family members
5 Benefits are based on the plan allowance that is the amount allowed for a specific procedure.
Coordination of benefits — As with all FEDVIP plans, dental benefits available from your FEHB/PSHB carrier will be considered before we calculate benefits under your G.E.H.A FEDVIP plan.
Orthodontic services – G.E.H.A does not cover orthodontic services previously started with another carrier, except for High and Standard members with orthodontics started under TRICARE.
Choosing a dentist — You have the choice of providers. However, for many services, your out-of-pocket costs may be lower when you visit in-network locations. Network providers will not bill you more than the Plan's maximum allowable charge for covered services.
Claim forms — No special claim forms are required. Just send in the itemized bill from your provider.
This is a brief description of services covered under the G.E.H.A Connection Dental Federal plan. For a complete list of plan limitations and exclusions, please refer to the G.E.H.A Connection Dental Federal plan brochure available online at geha.com/PlanBrochureDental.
Let our benefits experts help you choose a G.E.H.A plan that can work for you.
By phone: Available 8 a.m.–8 p.m. ET
Live chat: Available 8 a.m.–7 p.m. ET
More ways to contact us
More ways to contact us
Health questions: 1-800-821-6136
Dental questions: 1-877-434-2336

