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HDHP 2024

The economical plan for savvy savers whose focus is on future medical needs

Highlights:

  • Low premium with lower-than-expected deductible
  • Triple tax advantaged Health Savings Account (HSA)*
  • New for 2024: $1,000/$2,000 GEHA contribution makes your costs even lower
  • Unlimited telehealth visits, including mental health, with MDLIVE1,2
  • 5% out-of-pocket after deductible
  • Routine vision and preventive dental benefits included
  • Our fastest growing FEHB plan! Popular plan for healthy individuals who don't frequent the doctor but have coverage when they need it.

* Investment products are not FDIC insured, are not a deposit or other obligation of or guaranteed by HSA Bank and are subject to investment risks. The information provided is for informational purposes only. It should not be considered legal or financial advice. You should consult with a professional to determine what may be best for your individual needs.

2024 HDHP rates

Pay frequency Self Only Self Plus One Self and Family
Biweekly — employed $71.45 $153.62 $188.78
Monthly — retired $154.81 $332.84 $409.02


Costs (what you pay in-network)

In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or a percentage of the provider’s negotiated amount. For out-of-network benefits, check the GEHA Plan Brochure.
Medical benefit What you pay
Unlimited telehealth visits, including mental health, with MDLIVE $01,2
Maternity; preventive prenatal and postnatal office visits 0%1
Maternity; childbirth/delivery professional services 0%1
Maternity; childbirth/delivery facility services 0%1
Preventive care; adult routine screenings $0
Well-child visit; up to age 22 $0
Preventive dental care, twice yearly $0
Vision coverage; eye exam and additional benefits $5
Primary care physician office visit 5%1
Mental health office visit 5%1
Specialist care office visit 5%1
Urgent care facility visit 5%1
ER visit 5%1
Hospital care; inpatient and outpatient 5%1
MinuteClinic visit (where available) 5%1
Lab services 5%1
Other diagnostic services 5%1
Professional surgical services 5%1
Chiropractic care (manipulative therapy), including X-rays; up to 20 visits per year 5%1
Acupuncture; up to 20 visits per year 5%1

Deductible and out-of-pocket maximum (in-network)

Term Self Only Self Plus One Self and Family
Yearly deductible (what you pay in-network) $1,600 $3,200 $3,200
GEHA’s contribution $1,000 $2,000 $2,000
Net deductible1 $600 $1,200 $1,200
Out-of-pocket maximum (what you pay in-network) $6,000 $12,000 $12,000

1Net deductible: This is the remaining amount after you subtract the annual GEHA contribution from the annual deductible. This is your out-of-pocket cost before plan benefits begin.


Prescription benefits1,2,3

The table below summarizes your cost for prescription drugs with GEHA’s HDHP. For details on specialty drugs that are injected or infused, check the GEHA Plan Brochure.
 
For added convenience and management of medications, prescription benefits include access to presorted multi-dose packets. Packets can be delivered to your home or, if available, picked up at a retail location. To find drug costs with HDHP, use this handy check your drug costs tool.
Prescription benefit What you pay in-network
30-day retail generic 25% of plan allowance, after deductible*
30-day retail preferred brand-name 25% of plan allowance, after deductible*¤
30-day non-preferred brand-name 40% of plan allowance, after deductible*¤
90-day mail service generic 25% of plan allowance, after deductible*
90-day mail service preferred brand-name 25% of plan allowance, after deductible*¤
90-day mail service non-preferred brand-name 40% of plan allowance, after deductible*¤
30-day specialty CVS exclusive generic and preferred brand-name 25% of plan allowance, after deductible*¤
30-day specialty CVS exclusive non-preferred brand-name 40% of plan allowance, after deductible*¤
cover image for the 2024 geha medical benefits guide

2024 Medical Benefits Guide


Review this guide with all our plans, including rates, costs, extra services, and side-by-side comparisons



Highlights that are special to HDHP

Vision benefits

The HDHP is GEHA's only plan that includes generous vision benefits for eye exams, frames and lenses, especially if you stay in-network.
Health Rewards3

Up to $250 in incentives for HDHP members who complete simple and convenient health screenings.

$0 telehealth visits4

Access certified doctors, including pediatricians, licensed mental health therapists and dermatologists.

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How to enroll

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Current GEHA member needing help?

Medical questions: 800.821.6136

Dental questions: 877.434.2336