Plans & Benefits

GEHA’s three medical plans serve exclusively federal employees, retirees and their families. In addition to comprehensive benefits, all three plans provide great value and include savings on dental, vision and hearing.^

Our nationwide network of providers includes more than 2.7 million in-network provider locations and over 9,300 hospitals. We’ve been serving federal employees, retirees and their families for more than 81 years. The closer you look, the better we look.

  • HDHP – Lower premiums paired with an HSA or HRA. This plan is a good way to get low-cost medical coverage combined with funds you can use to pay for future medical expenses.
  • Standard Option – Affordable premiums and low copays. GEHA’s Standard Option medical plan is our best value for people who have predictable out-of-pocket expenses.
  • High Option – A smart pick if you take brand-name prescription drugs. GEHA's High Option medical plan includes comprehensive prescription coverage with potentially the lowest out-of-pocket costs.

To help find the federal health plan that's right for you and your family, download a free copy of How to Choose a Health Plan.

You can find plan brochures for all of the FEHB plans at