Wellness Pays

Get rewarded for your commitment to healthy living with tools and incentives that make it easy and fun to live healthier.

Congratulations! As a GEHA Elevate or Elevate Plus member, your healthy behaviors automatically earn financial rewards through the Wellness Pays rewards program.

When you complete your first rewardable activity, you will receive a Wellness Pays rewards card in the mail. This card can be used during checkout for qualified medical expenses such as copays, medical, dental and vision expenses at many major retailers. As you continue completing rewardable activities, funds will continue being loaded onto your rewards card.

Your account balance rolls over from year to year, and you can earn up to $500 annually [or $1,000 annually for two eligible adult (18+) family members*] up to a maximum balance of $2,500 or $5,000 respectively.

Download our Wellness Pays QuickStart Guide (PDF) to learn more.

Register with Rally

Register on our digital health platform, powered by Rally®, to self-manage your health goals, earn rewards, enroll with a wellness coach and more.

Register with HealthEquity

Once you've completed your first rewardable activity, you'll be eligible to register an account with HealthEquity to check your rewards balance, view account activity and more.

Earning rewards

The Wellness Pays rewards program was designed to be simple by rewarding you for activities you're probably already doing. When you complete a healthy behavior like your annual physical or flu shot, you'll automatically receive a rewards card deposit about 10 business days after GEHA receives notification of your activity. Beyond this, our digital platform hosted by Rally gives you even more ways to earn rewards, including health surveys, coaching and missions.

On top of financial rewards, your healthy behaviors also earn Rally Coins that can be exchanged for discounts on top-brand goods and services or even donated to your favorite causes. Download our Rally Coins Guide (PDF) to learn more.

Healthy activity Reward Healthy activity Reward
NEW: Full COVID-19 vaccination ­­ $75 Complete 5 wellness quizzes ­ $50
Complete Rally health survey ­­ $75 First trimester prenatal appointment ­­ $100
Annual physical  ­­ $100 Complete a telehealth visit through MDLIVE ­ $50
Biometric screening and labs ­ $50 Complete one online Rally coaching program ­­ $100
Get a flu shot ­ $50 Complete Real Appeal weight management program ­ $200
Cervical cancer screening ­ $100 Complete Quit for Life smoking cessation program $200
Breast cancer screening ­ $100 Achieve your Stride step goal ­­ $10/month
Colorectal cancer screening ­ $100 Complete three Rally missions $50

Spending rewards

You can spend your available rewards on all 213(d) qualified medical expenses – such as eyeglasses or contacts, orthodontics, doctor visits and dental care – using your Wellness Pays Rewards card. Use your rewards card to pay at health care providers for eligible services as well as at stores and pharmacies with an industry standard (IIAS) checkout system that automatically verifies if an item is a qualified medical expense. For the latest list of IIAS approved merchants, visit sig-is.org.


You can also download our list of 213(d) qualified medical expenses to better understand the many ways you can use your rewards.


Q: What is a Wellness Pays rewards card?
A: Your Wellness Pays rewards card lets you pay for qualified medical expenses using funds from your Wellness Pays rewards account. HealthEquity will mail your rewards card about two weeks after GEHA receives notification that you've completed your first rewardable activity.

Q: Who do I contact for information about my Wellness Pays account?
A: Visit geha.com/RedeemRewards and register to check your balance, view account activity and more. For other questions, call HealthEquity Customer Service at 844.768.5644.

Q: How long will it take for rewards to show up in my Wellness Pays account?
A: Rewards will appear in your account about 10 business days after we receive notification that you have completed a rewardable activity.

Q: Where can I use my Wellness Pays rewards card?
A: Use your card for qualified medical expenses at the doctor, pharmacy, dentist, optician, orthodontist and most general merchandise stores. Transactions are usually verified automatically, but you may need to submit a receipt to verify that the transaction was for an eligible expense or service.