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Standard dental 2027

Dental coverage for preventive and routine dental care

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Learn more about Standard
Plan highlights
  • G.E.H.A’s lowest premium dental plan
  • Orthodontic coverage for both children and adults, with no waiting period
  • Includes a $2,500 annual maximum for covered services received from in-network dentists
  • Get access to the new G.E.H.A member discount program with non-FEDVIP discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more 1

Shopping for 2026? View the 2026 FEDVIP Standard page

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2027 G.E.H.A dental plan rates

Biweekly rates are only available for active Federal employees.

2027 Standard dental benefits

2027 Standard dental benefits
2027 dental benefit
Benefit description
In-network you pay
Out-of-network2 you pay
Class A (basic) services — preventive and diagnostic
Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year3
$0
25%
Class B (intermediate) services — includes minor restorative services⁵
Covers oral surgery, fillings and deep cleanings
45%
50%
Class C (major services)⁵
Covers root canals, crowns, bridges, dentures and implants4
65%
70%
Class D (orthodontic) services⁵
Covers children and adult orthodontics. No waiting periods.
50%  with $2,500  lifetime maximum
50%  with $1,500  lifetime maximum
Calendar year maximum
Applies only to Class A, B and C services
$2,500  per person
$2,000  per person
2027 Standard dental benefits
2027 dental benefit
Benefit description
In-network you pay
Out-of-network2 you pay
2027 dental benefit
Class A (basic) services — preventive and diagnostic
Benefit description
Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year3
In-network you pay
$0
Out-of-network2 you pay
25%
2027 dental benefit
Class B (intermediate) services — includes minor restorative services⁵
Benefit description
Covers oral surgery, fillings and deep cleanings
In-network you pay
45%
Out-of-network2 you pay
50%
2027 dental benefit
Class C (major services)⁵
Benefit description
Covers root canals, crowns, bridges, dentures and implants4
In-network you pay
65%
Out-of-network2 you pay
70%
2027 dental benefit
Class D (orthodontic) services⁵
Benefit description
Covers children and adult orthodontics. No waiting periods.
In-network you pay
50%  with $2,500  lifetime maximum
Out-of-network2 you pay
50%  with $1,500  lifetime maximum
2027 dental benefit
Calendar year maximum
Benefit description
Applies only to Class A, B and C services
In-network you pay
$2,500  per person
Out-of-network2 you pay
$2,000  per person
  1. For the Standard plan, there is a $75 out-of-network deductible per person with no family limit for Class A, B and C.

Non-FEDVIP discount programs

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Enhanced member discounts1

Access member discounts on travel, fitness, personal care, groceries, childcare and more
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Vision discount1

You get great savings on eye exams, frames and lenses through EyeMed®

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Hearing aid discount1

Get discounts on hearing aids through TruHearing®. Some average more than $2,600 in savings per pair.

Ready to enroll?

Whether it’s Standard or another G.E.H.A plan you’re considering, we can help.
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Get help from a federal benefits expert.

Talk with a FedViser to help you choose the plan that works for you.

Monday–Friday
By phone: Available 8 a.m.–8 p.m. ET
Live chat: Available 8 a.m.–7 p.m. ET

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Current G.E.H.A member needing help?

1 These benefits are neither offered nor guaranteed under contract with the FEDVIP Program but are made available to all Enrollees who become members of G.E.H.A and their eligible family members.

2 If your out-of-network dentist charges more than G.E.H.A's agreed-upon plan allowance for a specific service, you are responsible for the difference between the plan allowance and the out-of-network dentist’s charge plus regular coinsurance.

3 Two sets of bitewing X-rays covered per year for members 22 and under. One set of bitewing X-rays covered per year for members ages 23+.

4 For Standard, implants are limited to $2,500 per person per year in-network, or $2,000 per person per year out-of-network.

5 Benefits are based on the plan allowance that is the amount allowed for a specific procedure.

Coordination of benefits — As with all FEDVIP plans, dental benefits available from your FEHB/PSHB carrier will be considered before we calculate benefits under your G.E.H.A FEDVIP plan.

Orthodontic services — G.E.H.A does not cover orthodontic services previously started with another carrier, except for High and Standard members with orthodontics started under TRICARE.

Choosing a dentist — You have the choice of providers. However, for many services, your out-of-pocket costs may be lower when you visit in-network locations. Network providers will not bill you more than the Plan's maximum allowable charge for covered services.

Claim forms — No special claim forms are required. Just send in the itemized bill from your provider.

This is a brief description of services covered under the G.E.H.A Connection Dental Federal plan. For a complete list of plan limitations and exclusions, please refer to the G.E.H.A Connection Dental Federal plan brochure available online at geha.com/PlanBrochureDental

Need help choosing a plan?

 

Let our benefits experts help you choose a G.E.H.A plan that can work for you.

Monday–Friday
By phone: Available 8 a.m.–8 p.m. ET
Live chat: Available 8 a.m.–7 p.m. ET

More ways to contact us

Current G.E.H.A member needing help?

Health questions: 1-800-821-6136

Dental questions: 1-877-434-2336