Standard dental 2027
Dental coverage for preventive and routine dental care
Enroll nowPlan highlights
- G.E.H.A’s lowest premium dental plan
- Orthodontic coverage for both children and adults, with no waiting period
- Includes a $2,500 annual maximum for covered services received from in-network dentists
- Get access to the new G.E.H.A member discount program with non-FEDVIP discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more 1
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2027 G.E.H.A dental plan rates
Biweekly rates are only available for active Federal employees.
2027 Standard dental benefits
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2027 dental benefit
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Benefit description
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In-network you pay
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Out-of-network2 you pay
|
|---|---|---|---|
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Class A (basic) services — preventive and diagnostic
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Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year3
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$0
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25%
|
|
Class B (intermediate) services — includes minor restorative services⁵
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Covers oral surgery, fillings and deep cleanings
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45%
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50%
|
|
Class C (major services)⁵
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Covers root canals, crowns, bridges, dentures and implants4
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65%
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70%
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Class D (orthodontic) services⁵
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Covers children and adult orthodontics. No waiting periods.
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50% with $2,500 lifetime maximum
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50% with $1,500 lifetime maximum
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Calendar year maximum
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Applies only to Class A, B and C services
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$2,500 per person
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$2,000 per person
|
|
2027 dental benefit
|
Benefit description
|
In-network you pay
|
Out-of-network2 you pay
|
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2027 dental benefit
Class A (basic) services — preventive and diagnostic
|
Benefit description
Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year3
|
In-network you pay
$0
|
Out-of-network2 you pay
25%
|
2027 dental benefit
Class B (intermediate) services — includes minor restorative services⁵
|
Benefit description
Covers oral surgery, fillings and deep cleanings
|
In-network you pay
45%
|
Out-of-network2 you pay
50%
|
2027 dental benefit
Class C (major services)⁵
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Benefit description
Covers root canals, crowns, bridges, dentures and implants4
|
In-network you pay
65%
|
Out-of-network2 you pay
70%
|
2027 dental benefit
Class D (orthodontic) services⁵
|
Benefit description
Covers children and adult orthodontics. No waiting periods.
|
In-network you pay
50% with $2,500 lifetime maximum
|
Out-of-network2 you pay
50% with $1,500 lifetime maximum
|
2027 dental benefit
Calendar year maximum
|
Benefit description
Applies only to Class A, B and C services
|
In-network you pay
$2,500 per person
|
Out-of-network2 you pay
$2,000 per person
|
- For the Standard plan, there is a $75 out-of-network deductible per person with no family limit for Class A, B and C.
Non-FEDVIP discount programs
Enhanced member discounts1
Vision discount1
Hearing aid discount1
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1 These benefits are neither offered nor guaranteed under contract with the FEDVIP Program but are made available to all Enrollees who become members of G.E.H.A and their eligible family members.
2 If your out-of-network dentist charges more than G.E.H.A's agreed-upon plan allowance for a specific service, you are responsible for the difference between the plan allowance and the out-of-network dentist’s charge plus regular coinsurance.
3 Two sets of bitewing X-rays covered per year for members 22 and under. One set of bitewing X-rays covered per year for members ages 23+.
4 For Standard, implants are limited to $2,500 per person per year in-network, or $2,000 per person per year out-of-network.
5 Benefits are based on the plan allowance that is the amount allowed for a specific procedure.
Coordination of benefits — As with all FEDVIP plans, dental benefits available from your FEHB/PSHB carrier will be considered before we calculate benefits under your G.E.H.A FEDVIP plan.
Orthodontic services — G.E.H.A does not cover orthodontic services previously started with another carrier, except for High and Standard members with orthodontics started under TRICARE.
Choosing a dentist — You have the choice of providers. However, for many services, your out-of-pocket costs may be lower when you visit in-network locations. Network providers will not bill you more than the Plan's maximum allowable charge for covered services.
Claim forms — No special claim forms are required. Just send in the itemized bill from your provider.
This is a brief description of services covered under the G.E.H.A Connection Dental Federal plan. For a complete list of plan limitations and exclusions, please refer to the G.E.H.A Connection Dental Federal plan brochure available online at geha.com/PlanBrochureDental
Let our benefits experts help you choose a G.E.H.A plan that can work for you.
Monday–Friday
By phone: Available 8 a.m.–8 p.m. ET
Live chat: Available 8 a.m.–7 p.m. ET
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Health questions: 1-800-821-6136
Dental questions: 1-877-434-2336

