2027 FEHB health plans
Announcing no premium increase for most 2027 G.E.H.A FEHB plans, including Standard, HDHP, Elevate and High.
Hear from members why they choose G.E.H.A
We're sharing real stories from members who've chosen G.E.H.A and found support when they needed it most.
2027 FEHB plan resources
2027 FEHB health plan rates
|
|
Elevate | 254
|
HDHP | 341
|
Standard | 314
|
Elevate Plus | 251
|
High | 311
|
|---|---|---|---|---|---|
|
Biweekly — employed
|
$77.92
|
$81.62
|
$86.75
|
$262.63
|
$168.01
|
|
Monthly — retired
|
$168.83
|
$176.84
|
$187.95
|
$569.04
|
$364.03
|
|
|
Elevate | 254
|
HDHP | 341
|
Standard | 314
|
Elevate Plus | 251
|
High | 311
|
|||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Biweekly — employed
|
Elevate | 254
$77.92
|
HDHP | 341
$81.62
|
Standard | 314
$86.75
|
Elevate Plus | 251
$262.63
|
High | 311
$168.01
|
Monthly — retired
|
Elevate | 254
$168.83
|
HDHP | 341
$176.84
|
Standard | 314
$187.95
|
Elevate Plus | 251
$569.04
|
High | 311
$364.03
|
-
These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.
|
|
Elevate | 256
|
HDHP | 343
|
Standard | 316
|
Elevate Plus | 251
|
High | 311
|
|---|---|---|---|---|---|
|
Biweekly — employed
|
$187.99
|
$175.47
|
$186.51
|
$578.95
|
$376.59
|
|
Monthly — retired
|
$407.31
|
$380.18
|
$404.11
|
$1,254.39
|
$815.95
|
|
|
Elevate | 256
|
HDHP | 343
|
Standard | 316
|
Elevate Plus | 251
|
High | 311
|
|||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Biweekly — employed
|
Elevate | 256
$187.99
|
HDHP | 343
$175.47
|
Standard | 316
$186.51
|
Elevate Plus | 251
$578.95
|
High | 311
$376.59
|
Monthly — retired
|
Elevate | 256
$407.31
|
HDHP | 343
$380.18
|
Standard | 316
$404.11
|
Elevate Plus | 251
$1,254.39
|
High | 311
$815.95
|
-
These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.
|
|
Elevate | 255
|
HDHP | 342
|
Standard | 315
|
Elevate Plus | 252
|
High | 312
|
|---|---|---|---|---|---|
|
Biweekly — employed
|
$228.85
|
$215.63
|
$231.45
|
$634.19
|
$459.39
|
|
Monthly — retired
|
$495.85
|
$467.19
|
$501.47
|
$1,374.08
|
$995.34
|
|
|
Elevate | 255
|
HDHP | 342
|
Standard | 315
|
Elevate Plus | 252
|
High | 312
|
|||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Biweekly — employed
|
Elevate | 255
$228.85
|
HDHP | 342
$215.63
|
Standard | 315
$231.45
|
Elevate Plus | 252
$634.19
|
High | 312
$459.39
|
Monthly — retired
|
Elevate | 255
$495.85
|
HDHP | 342
$467.19
|
Standard | 315
$501.47
|
Elevate Plus | 252
$1,374.08
|
High | 312
$995.34
|
-
These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.
G.E.H.A FEHB health plans at a glance
Elevate
See plan details-
Plan highlights
- Low copays on the services you use most — primary care and specialist visits and generic prescription drugs
- Earn up to $500 per year per subscriber and covered spouse (up to $1,000 total) by staying engaged in your health with Wellness Pays rewards
- Get access to the new G.E.H.A member discount program with discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more1
-
Healthcare focus
- Wellness-oriented, cost-conscious, low healthcare usage
-
Life stage
- Early career, self coverage
HDHP
See plan details-
Plan highlights
- A popular HDHP plan chosen by federal employees
- Get up to $2,000 from G.E.H.A into a health savings account (HSA) to use for qualified health care expenses now or in the future 2
- Plus, get a $100 contribution when you open a new HSA account
- Get access to the new G.E.H.A member discount program with discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more1
-
Healthcare focus
- Future planning, cost-conscious, low healthcare usage
-
Life stage
- Early or established career, self / self plus one coverage
Standard
See plan details-
Plan highlights
- Low deductible and predictable copays for the services families use most
- 100% maternity physician coverage for your growing family, including doula services, preconception program and maternal mental health visits with an in-network provider
- For retirees, the plan that pairs with Medicare to give you more, with waived coinsurance and copays, excluding prescription benefits
- Get access to the new G.E.H.A member discount program with discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more1
-
Healthcare focus
- Family-focused, traditional care and coverage, average healthcare usage
-
Life stage
- Established, mid-to-late career, self plus one / self and family
Elevate Plus
See plan details-
Plan highlights
- Predictable copays for primary care, specialists and other frequently used services
- Earn up to $500 per year per subscriber and covered spouse (up to $1,000 total) by staying engaged in your health with Wellness Pays rewards
- Get access to the new G.E.H.A member discount program with discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more1
-
Healthcare focus
- Family-focused, proactive, average-to-high healthcare usage
-
Life stage
- Established or mid-career, self plus one / self and family
High
See plan details-
Plan highlights
- Comprehensive brand-name and specialty prescription drug coverage
- Low copays for doctor visits
- Earn up to $250 per year per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
- Get access to the new G.E.H.A member discount program with discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more1
-
Healthcare focus
- Dependable, rich benefits and coverage, use more healthcare services
-
Life stage
- Mid-career and into retirement
Elevate
- Low copays on the services you use most — primary care and specialist visits and generic prescription drugs
- Earn up to $500 per year per subscriber and covered spouse (up to $1,000 total) by staying engaged in your health with Wellness Pays rewards
- Get access to the new G.E.H.A member discount program with discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more1
- Early career, self coverage
- Wellness-oriented, cost-conscious, low healthcare usage
HDHP
- A popular HDHP plan chosen by federal employees
- Get up to $2,000 from G.E.H.A into a health savings account (HSA) to use for qualified health care expenses now or in the future 2
- Plus, get a $100 contribution when you open a new HSA account
- Get access to the new G.E.H.A member discount program with discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more1
- Early or established career, self / self plus one coverage
- Future planning, cost-conscious, low healthcare usage
Standard
- Low deductible and predictable copays for the services families use most
- 100% maternity physician coverage for your growing family, including doula services, preconception program and maternal mental health visits with an in-network provider
- For retirees, the plan that pairs with Medicare to give you more, with waived coinsurance and copays, excluding prescription benefits
- Get access to the new G.E.H.A member discount program with discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more1
- Established, mid-to-late career, self plus one / self and family
- Family-focused, traditional care and coverage, average healthcare usage
Elevate Plus
- Predictable copays for primary care, specialists and other frequently used services
- Earn up to $500 per year per subscriber and covered spouse (up to $1,000 total) by staying engaged in your health with Wellness Pays rewards
- Get access to the new G.E.H.A member discount program with discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more1
- Established or mid-career, self plus one / self and family
- Family-focused, proactive, average-to-high healthcare usage
High
- Comprehensive brand-name and specialty prescription drug coverage
- Low copays for doctor visits
- Earn up to $250 per year per subscriber and covered spouse (up to $500 total) for healthy behaviors with our Health Rewards program
- Get access to the new G.E.H.A member discount program with discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more1
- Mid-career and into retirement
- Dependable, rich benefits and coverage, use more healthcare services
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1 These benefits are neither offered nor guaranteed under contract with the FEHB Program but are made available to all Enrollees who become members of a G.E.H.A health plan and their eligible family members.
2 See IRS Publications 502 and 969 for more information regarding qualified medical expenses, health savings accounts, and health reimbursement arrangements.
This is a brief description of the features of Government Employees Health Association, Inc.'s health plans. Before making a final decision, please read the G.E.H.A Federal brochures, which are available at geha.com/PlanBrochure. All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochures.