FEHB Elevate Plus 2027
The plan for people who always stay in-network
Enroll nowPlan highlights
- Predictable copays for primary care, specialists and other frequently used services
- Earn up to $500 per year per subscriber and covered spouse (up to $1,000 total) by staying engaged in your health with Wellness Pays rewards
- Get access to the new G.E.H.A member discount program with discounts on travel, fitness, personal care, groceries, electronics, childcare, senior care and more1
Shopping for 2026? View the 2026 FEHB Elevate Plus page
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2027 FEHB Elevate Plus rates
|
Pay frequency
|
Self Only | CODE 251
|
Self Plus One | CODE 253
|
Self and Family | CODE 252
|
|---|---|---|---|
|
Biweekly — employed
|
$262.63
|
$578.95
|
$634.19
|
|
Monthly — retired
|
$569.04
|
$1,254.39
|
$1,374.08
|
|
Pay frequency
|
Self Only | CODE 251
|
Self Plus One | CODE 253
|
Self and Family | CODE 252
|
|||||
|---|---|---|---|---|---|---|---|---|
|
Pay frequency
Biweekly — employed
|
Self Only | CODE 251
$262.63
|
Self Plus One | CODE 253
$578.95
|
Self and Family | CODE 252
$634.19
|
Pay frequency
Monthly — retired
|
Self Only | CODE 251
$569.04
|
Self Plus One | CODE 253
$1,254.39
|
Self and Family | CODE 252
$1,374.08
|
- These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment.
Costs
(what you pay in-network)
|
Network benefits2
|
You pay
|
|---|---|
|
Yearly deductible (in-network)
|
$200 for Self Only
$400 for Self Plus One or Self and Family |
|
Out‑of‑pocket maximum4 (in-network)
|
$7,000 for Self Only
$14,000 for Self Plus One or Self and Family |
|
Preventive care
Annual physical exam, routine screenings, immunizations and more |
$0
|
|
Primary care office visits
|
$30
|
|
Mental health office visits
|
$30
|
|
Specialist office visit
|
$50
|
|
MinuteClinic® / Urgent care facility visit
|
$10 / $50
|
|
Unlimited telehealth visits, including mental health
|
$0
|
|
Emergency room visit
|
25%5
|
|
Hospital care; outpatient / inpatient
|
20% 5 / 20% 5
|
|
Lab services
|
$0
|
|
X-rays and other diagnostic services
|
$506
|
|
Maternity inpatient
|
20% 5
|
|
Maternity; childbirth delivery professional services
|
$0
|
|
Chiropractic care (up to 15 visits per year)
|
$30
|
|
Acupuncture (up to 20 visits per year)
|
$30
|
|
Network benefits2
|
You pay
|
|||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Network benefits2
Yearly deductible (in-network)
|
You pay
$200 for Self Only
$400 for Self Plus One or Self and Family |
Network benefits2
Out‑of‑pocket maximum4 (in-network)
|
You pay
$7,000 for Self Only
$14,000 for Self Plus One or Self and Family |
Network benefits2
Preventive care
Annual physical exam, routine screenings, immunizations and more |
You pay
$0
|
Network benefits2
Primary care office visits
|
You pay
$30
|
Network benefits2
Mental health office visits
|
You pay
$30
|
Network benefits2
Specialist office visit
|
You pay
$50
|
Network benefits2
MinuteClinic® / Urgent care facility visit
|
You pay
$10 / $50
|
Network benefits2
Unlimited telehealth visits, including mental health
|
You pay
$0
|
Network benefits2
Emergency room visit
|
You pay
25%5
|
Network benefits2
Hospital care; outpatient / inpatient
|
You pay
20% 5 / 20% 5
|
Network benefits2
Lab services
|
You pay
$0
|
Network benefits2
X-rays and other diagnostic services
|
You pay
$506
|
Network benefits2
Maternity inpatient
|
You pay
20% 5
|
Network benefits2
Maternity; childbirth delivery professional services
|
You pay
$0
|
Network benefits2
Chiropractic care (up to 15 visits per year)
|
You pay
$30
|
Network benefits2
Acupuncture (up to 20 visits per year)
|
You pay
$30
|
Prescription costs
(what you pay in-network)
This plan has a limited pharmacy network with no out-of-network coverage. For details on specialty drugs that are injected or infused, check the G.E.H.A Plan Brochure.
|
Prescription drug benefits2,3,7
|
Retail (30-day)
|
Mail service (90-day)
|
Specialty CVS exclusive (30-day)
|
|---|---|---|---|
|
Generic
|
$15
|
$20
|
40% ($700 max)
|
|
Preferred brand-name
|
$1008
|
$2008
|
40% ($700 max)8
|
|
Non-preferred brand-name
|
50%8
|
50%8
|
50%8
|
|
Prescription drug benefits2,3,7
|
Retail (30-day)
|
Mail service (90-day)
|
Specialty CVS exclusive (30-day)
|
|||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Prescription drug benefits2,3,7
Generic
|
Retail (30-day)
$15
|
Mail service (90-day)
$20
|
Specialty CVS exclusive (30-day)
40% ($700 max)
|
Prescription drug benefits2,3,7
Preferred brand-name
|
Retail (30-day)
$1008
|
Mail service (90-day)
$2008
|
Specialty CVS exclusive (30-day)
40% ($700 max)8
|
Prescription drug benefits2,3,7
Non-preferred brand-name
|
Retail (30-day)
50%8
|
Mail service (90-day)
50%8
|
Specialty CVS exclusive (30-day)
50%8
|
Elevate Plus benefits that go beyond
Vision discount1
Unlimited $0 telehealth visits
Low copays
Ready to enroll?
Get help from a federal benefits expert.
Talk with a FedViser to help you choose the plan that works for you.
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1 These benefits are neither offered nor guaranteed under contract with the FEHB Program but are made available to all Enrollees who become members of a G.E.H.A health plan and their eligible family members.
2 In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or percentage of the provider’s negotiated amount.
3 This plan does not include out-of-network pharmacy coverage, and it has a limited pharmacy network. Find a pharmacy at geha.com/FindCare
4 The out-of-pocket maximum is the maximum amount of coinsurance, copays and deductibles you pay for all family members before G.E.H.A begins paying for 100% of covered services. This is a combined maximum for both medical care and prescriptions.
5 Calendar year deductible applies.
6 You pay a $175 copay for advanced outpatient high tech imaging. Refer to G.E.H.A's 2027 plan brochure RI 71-018 (Elevate and Elevate Plus) at geha.com/PlanBrochure
7 Refer to geha.com/Prescriptions for formulary and specialty coverage for specific medications.
8 If you choose a brand-name medication when a generic is available, you will be charged the generic copay plus the difference in cost between the brand-name and the generic.
This is a brief description of the features of the G.E.H.A Elevate Plus health plan. Before making a final decision, please read the Plan's Federal brochure RI 71-018. All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochure.
Let our benefits experts help you choose a G.E.H.A plan that can work for you.
Monday–Friday
By phone: Available 8 a.m.–8 p.m. ET
Live chat: Available 8 a.m.–7 p.m. ET
More ways to contact us
More ways to contact us
Health questions: 1-800-821-6136
Dental questions: 1-877-434-2336