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Standard dental plan 2025

Traditional dental coverage for people who want affordable premiums

Reflection in a mirror of a woman brushing her teeth

Why our Standard plan might work for you

G.E.H.A's lowest premium dental plan
Orthodontic coverage for both children and adults, with no waiting period
Two preventive cleanings per year included
Includes a $2,500 annual maximum benefit for in-network expenses
Vision benefit: $5 routine eye exam plus frames, lens and LASIK discounts⁴

Benefit description	In-network You Pay	Out-of-network¹ You pay
Basic — Class A	Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year²	$0	25%
Basic — Class A	Teledentistry.com One oral evaluation per patient in a 12-consecutive-month period	$0	N/A
Intermediate — Class B	Covers restorations, extractions and periodontal maintenance	45%	50%
Major — Class C	Covers root canals, crowns, bridges, dentures and periodontal surgery³	65%	70%
Orthodontic — Class D	Covers children and adult orthodontics. No waiting periods.	50% with $2,500 lifetime maximum	50% with $1,500 lifetime maximum
Calendar year maximum	Applies only to Class A, B and C services	$2,500 per person	$2,000 per person

2025 dental benefit	Benefit description	In-network You Pay	Out-of-network¹ You pay
	2025 dental benefit Basic — Class A	Benefit description Covers two exams, two cleanings and two sets of bitewing X-rays per calendar year²	In-network You Pay $0	Out-of-network¹ You pay 25%	2025 dental benefit Basic — Class A	Benefit description Teledentistry.com One oral evaluation per patient in a 12-consecutive-month period	In-network You Pay $0	Out-of-network¹ You pay N/A	2025 dental benefit Intermediate — Class B	Benefit description Covers restorations, extractions and periodontal maintenance	In-network You Pay 45%	Out-of-network¹ You pay 50%	2025 dental benefit Major — Class C	Benefit description Covers root canals, crowns, bridges, dentures and periodontal surgery³	In-network You Pay 65%	Out-of-network¹ You pay 70%	2025 dental benefit Orthodontic — Class D	Benefit description Covers children and adult orthodontics. No waiting periods.	In-network You Pay 50% with $2,500 lifetime maximum	Out-of-network¹ You pay 50% with $1,500 lifetime maximum	2025 dental benefit Calendar year maximum	Benefit description Applies only to Class A, B and C services	In-network You Pay $2,500 per person	Out-of-network¹ You pay $2,000 per person

For the Standard plan, there is a $75 out-of-network deductible per person with no family limit for Class A, B and C.

Included benefits & discounts

Vision benefit

You get great savings on eye exams, frames and lenses through EyeMed^®.⁴

Vision benefit

Electric toothbrush discount

Enjoy up to 70% off a cariPRO^® premium electric toothbrush.⁴

Electric toothbrush discount

Hearing aid discounts

Get discounts on hearing aids through TruHearing^®. Some average more than $2,600 in savings per pair.⁴

Hearing aid discounts

Teeth whitening discounts

Get a 20% discount on the lowest published price on all Smile Brilliant^® home teeth whitening and oral care products.⁴

Teeth whitening

Medical alert system discount

Get free activation on Life Alert^® services, plus a 10% monthly discount, for you and your extended family.⁴

Medical alert system

Enrolling now, or still weighing options?

Enroll now See my options

¹ If your out-of-network dentist charges more than G.E.H.A's agreed-upon plan allowance for a specific service, you are responsible for the difference between the plan allowance and the out-of-network dentist’s charge plus regular coinsurance.

² Two sets of bitewing X-rays covered per year for members 22 and under. One set of bitewing X-rays covered per year for members ages 23+.

³ Implants are limited to $2,500 per person per year in-network or out-of-network on High. For Standard, implants are limited to $2,500 per person per year in-network, or $2,000 per person per year out-of-network.

⁴ These benefits are neither offered nor guaranteed under contract with the FEDVIP Program but are made available to all Enrollees who become members of G.E.H.A and their eligible family members.

Coordination of benefits — As with all FEDVIP plans, dental benefits available from your FEHB carrier will be considered before we calculate benefits under your G.E.H.A FEDVIP plan.

Orthodontic services — G.E.H.A does not cover orthodontic services previously started with another carrier, except for High and Standard members with orthodontics started under TRICARE.

Choosing a dentist — You have the choice of providers. However, for many services, your out-of-pocket costs may be lower when you visit in-network locations. Network providers will not bill you more than the Plan's maximum allowable charge for covered services.

Claim forms — No special claim forms are required. Just send in the itemized bill from your provider.

This is a brief description of services covered under the G.E.H.A Connection Dental Federal plan. For a complete list of plan limitations and exclusions, please refer to the G.E.H.A Connection Dental Federal plan brochure available online at geha.com/PlanBrochureDental.

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We have 1.7 million providers in our national network — plus worldwide coverage for access to health care while traveling abroad.

We're the benefits provider of choice for 2+ million federal employees, retirees and their families.

G.E.H.A plans are packed with the extra features and benefits federal employees want most.

Visit the G.E.H.A formulary to learn about the coverage and costs for your prescriptions.

We have 1.7 million providers in our national network — plus worldwide coverage for access to health care while traveling abroad.

We offer two comprehensive dental plans with the right coverage for every stage of life.

G.E.H.A plans are packed with the extra features and benefits federal employees want most.

Both G.E.H.A dental plans include no in-network deductibles with over 450,000 provider locations nationwide.

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Standard dental plan 2025

Why our Standard plan might work for you

2025 Standard dental benefits