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Elevate 2024

The budget plan for people focused on basic coverage and the perks of wellness


  • Lowest premium plan and low copays
  • Choose one annual plan perk exclusive to support a healthy lifestyle. Choose from a Fitbit device including a 12-month Fitbit Premium Membership, a 12-month Daily Burn virtual fitness subscription or a $125 gift card for DICK'S Sporting Goods or REI.1
  • Wellness Pays rewards and the Rally® digital health platform helps you stay engaged with your health goals — and earn rewards up to $500 a year per subscriber
  • Access care when you need it with telehealth from MDLIVE
  • Broad spectrum of mental health options, in addition to traditional medical plan coverage
  • Coverage for non-traditional care like chiropractic and acupuncture
  • Vision discounts and $0 annual eye exam included with EyeMed2


2024 Elevate rates

Pay frequency Self Only Self Plus One Self and Family
Biweekly — employed $52.21 $125.97 $153.35
Monthly — retired $113.13 $272.93 $332.26


Costs (what you pay in-network)

In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or a percentage of the provider’s negotiated amount. For out-of-network benefits, check the GEHA Plan Brochure.
Medical benefit What you pay
Unlimited telehealth visits, including mental health, with MDLIVE $0
Preventive care; adult routine screenings $0
Well-child visit; up to age 22 $0
Maternity; preventive prenatal and postnatal office visits $0
Maternity; childbirth/delivery professional services $0
Vision coverage; eye exams1 $0
Primary care physician office visit $10
Mental health office visit $10
MinuteClinic visit (where available) $10
Chiropractic care (manipulative therapy), including X-rays; up to 12 visits per year $10
Acupuncture; up to 20 visits per year $10
Specialist care office visit $30
Urgent care facility visit $50
ER visit 25%2
Maternity; childbirth/delivery facility services 25%2
Hospital care; inpatient and outpatient 25%2
Labs, X-rays and other diagnostic services 25%2
Outpatient professional surgical services 25%2
Inpatient professional surgical services $250

Deductible and out-of-pocket maximum

Term Self Only Self Plus One Self and Family
Yearly deductible (what you pay in-network) $500 $1,000 $1,000
Out-of-pocket maximum (what you pay in-network) $8,500 $17,000 $17,000

Prescription benefits

The table below summarizes your cost for prescription drugs with GEHA’s Elevate plan. For complete benefit information, including details on specialty drugs that are injected or infused, refer to the GEHA Plan Brochure.

To find a drug cost based on your benefit plan and prescription dosage, check your drug costs.

Prescription benefit What you pay in-network
30-day retail generic $4 copay
30-day retail preferred brand-name 50% of allowance up to $500 max
30-day retail non-preferred brand-name You pay 100% of all charges
30-day specialty CVS exclusive generic and preferred brand-name 50% of allowance up to $500 max
30-day specialty CVS exclusive non-preferred brand-name You pay 100% of all charges
To provide a low premium, the Elevate plan does not include mail-order prescriptions or out-of-network pharmacy coverage, and it has a limited pharmacy network. Find a pharmacy

Highlights that are special to Elevate

Geha Rally Grey
Digital health care
GEHA's digital platform provides a fun way to stay motivated and earn up to $500 per person.
$0 telehealth visits
Access certified doctors, including pediatricians, licensed mental health therapists and dermatologists.
Vision coverage1

Get in-network routine eye exams for $0 and discounts on eyewear.
Plan Perks
Plan perks

Exclusive plan perk for Elevate subscribers.
cover image for the 2024 geha medical benefits guide

2024 Medical Benefits Guide

Review this guide with all our plans, including rates, costs, extra services, and side-by-side comparisons

Ready to enroll?

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How to enroll